AI for Title Review and Due Diligence Documentation

Title review is one of the most technical aspects of real estate due diligence. A title commitment typically lists 15-30 exceptions — easements, covenants, liens, encroachments, and other encumbrances — each referenced by a recorded document that may be decades old. Reviewing all of these documents thoroughly takes hours. AI can accelerate this process while improving thoroughness.

Title Commitment Analysis

A title commitment is not just a list of exceptions — it is a roadmap of potential risks. AI can analyze the commitment and prioritize the exceptions by risk level:

TITLE REVIEW PROMPT:
Analyze this title commitment for a [property type] at [address]:
[Paste Schedule A (property description, proposed insured, policy amount) and Schedule B (exceptions)]

For each exception listed in Schedule B:
1. Categorize: Standard/boilerplate OR specific to this property
2. Risk level: LOW (common, unlikely to affect use), MEDIUM (could affect specific uses or development plans), HIGH (could materially impair value or intended use)
3. Action needed: Accept as-is, request removal/endorsement, or obtain and review the underlying document
4. For any exception referencing recorded documents: What information do we need from those documents before closing?